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Visa

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Visa

Visa is a world leader in digital payments. Visa enables more than 200 billion payments annually. They are active in 200 countries worldwide. Visa is mainly known for the credit cards that are issued, but they also provide a debit card. Visa started in 1958. In that year, the Bank of America launched his first consumer credit card programme for consumers and medium merchants in the USA. This was also the first credit card with revolving credit that could be paid down incrementally. 1976 BankAmericard officially became branded as a Visa card.

Difference between credit and debit card
When you use a debit card, the funds for the amount of your purchase are taken from your checking account instantly. On the otherhand, when you use a credit card, the amount will be charged to your line of credit. It meanings you will pay the bill at a later date. After a certain time, interest must also be paid on the debt amount.

To verify payments in the physical shop, the user must place a signature or enter a pin code. Online the user give up the CCV code at the backside of the card.